Claims recovery, claimant-side
Find the money your insurer
left on the table.
Claimhaul scans the photos, the inspection report, and the carrier estimate against regional pricing and damage-pattern data — then hands you a public-adjuster-ready packet, ten minutes later.
- $60B+
- U.S. restoration market
- ~10–40%
- of claims routinely underpaid
- ~10 min
- from upload to report
Sample claim report
Insurer estimate
$24,310
Claimhaul rebuild
$71,840
Recoverable gap
+195.6%
$47,530
- Missing tear-off line item+$2,140
- Code-upgrade: ice/water shield+$1,860
- Gutter + downspout collateral+$3,320
- Interior water damage scope+$4,100
Built for both sides of the workflow
- Homeowners
- /
- Restoration contractors
- /
- Public adjusters
- /
- Claim attorneys
How it works
Three steps, no intake calls.
A homeowner should not need a degree to figure out whether their claim was under-scoped. Claimhaul is built like TurboTax for property losses — drop the evidence in, get a real number out.
- 01
Upload the loss
Photos, drone footage, the inspection report, the carrier estimate, the policy declaration page. Drop it in — no field forms to fill out.
- 02
Scan against pricing
The model flags unflagged damage, cross-references every line item against regional pricing (Xactimate-class), and projects the real repair cost.
- 03
Hand off the package
You receive a public-adjuster-ready packet: scope diff, line-item commentary, missing-evidence checklist, projected claim value, and an escalation path.
What the scan catches
Damage the carrier estimate overlooked.
Carriers strip line items, downgrade materials, and miss collateral damage on every file that crosses a desk. Claimhaul is calibrated to find exactly that.
- Roofing tear-off, underlayment, and ice/water shield omissions
- Hail bruising on soft metals that doesn’t show in drone imagery
- Code-upgrade requirements triggered by replaced materials
- Interior water damage and consequential mold scope
- Gutter, fascia, soffit, and siding collateral damage
- ALE and contents under-allowances in the policy
Detected damage markers
Insurer lines
14
Flagged gaps
9
Projected add
+$11,420
Who it is for
Four desks, one claimant-side workflow.
Each tier reads the same data; each writes a different packet.
Upload the photos and the insurer estimate. Ten minutes later you have a second opinion, a real number, and a list of evidence still missing from the file.
Run every inbound loss through Claimhaul before you walk the roof. Catch the line items the carrier stripped, arm your estimator with hard pricing, and stop writing off scope.
Pre-validate every new file before the intake call. Surface underpayments, missing line items, and regional pricing anomalies so the docs you hand to the carrier actually push back.
Build a carrier-behaviour record on every claim — what was flagged, what was missed, the regional pattern. Better evidence at demand, better briefs in disputed-claim litigation.
Why it gets better
The moat is the dataset.
Every report filed, every underpaid estimate reviewed, every line item the carrier stripped — it all feeds a growing dataset of regional pricing, hail/wind/fire damage patterns, and adjuster behaviour. A general-purpose model cannot replicate that.
Regional pricing records
Indexed daily
Carrier behaviour by ZIP
Pattern-tracked
Damage-pattern library
Hail, wind, fire, water
Insurer-side tools (Five Sigma’s Clive) optimise for the carrier’s cost. CRM-side tools (Claim Titan, Acculynx) help you run the job. Claimhaul sits on the claimant-side, surfacing recoverable dollars in a market where a meaningful share of claims are routinely underpaid.
Pricing
Pay per claim. Scale per team. License per firm.
Residential reports run between $99 and $299 depending on loss size and turnaround. Restoration teams subscribe from $1,000+ per month. Enterprise and estimating-software API close out the ladder.
Homeowners
$99 – $299per claim
- Full scope review against pricing database
- Insurer estimate vs. projected cost diff
- Missing-evidence checklist
- 48-hour turnaround
Restoration contractors
$1,000+per month, per team
- Unlimited claim-volume processing
- Team-wide scope review with audit trail
- Regional pricing benchmark feed
- Estimating-software export (Xactimate, Symbility)
Carriers, TPAs, public adjusting firms
Customvolume + SLA
- Volume pricing and dedicated infra
- Estimating-software API ingest + push
- Carrier-behaviour dataset access
- Single-tenant deployment available
FAQ
Straight answers, no fine print.
Still unsure? Email us and we’ll respond the same day.
claimhaul-2@polsia.appStart with a sample
See what Claimhaul would have caught on your last loss.
Share one photoset and one carrier estimate. We’ll run it through the pipeline and send back a redacted version of what a real report would have looked like — for free.
3 redacted case studies · No sign-up required