Claims recovery, claimant-side

Find the money your insurer
left on the table.

Get free general property-claim guidance, with AI answers in minutes. Estimate analysis is a Full Claim Report at $99 per claim with a 48-hour turnaround.

Free general property-claim guidance. Advanced assistant photo and text-PDF review is $15/month.

$60B+
U.S. restoration market
In minutes
for AI answers
Florida government study finding
Truth: it's a starting point, not a verdict. In a Florida government study, homeowners who hired their own adjuster got 574% more.

Sample claim report

ROC-2026-014 · Hail · Denver, CO
Redacted

Insurer estimate

$24,310

Claimhaul rebuild

$71,840

Recoverable gap

+195.5%

$47,530

Carrier-paidProjected rebuild
  • Missing tear-off line item+$2,140
  • Code-upgrade: ice/water shield+$1,860
  • Gutter + downspout collateral+$3,320
  • Interior water damage scope+$4,100

Built for both sides of the workflow

  • Homeowners
  • /
  • Restoration contractors
  • /
  • Public adjusters
  • /
  • Claim attorneys

How it works

Three steps, no intake calls.

A homeowner should not need a degree to figure out whether their claim was under-scoped. Claimhaul is built like TurboTax for property losses — drop the evidence in, get a real number out.

  1. 01

    Upload the loss

    Photos, drone footage, the inspection report, the carrier estimate, the policy declaration page. Drop it in — no field forms to fill out.

  2. 02

    Scan against pricing

    The model flags unflagged damage, cross-references every line item against regional pricing (Xactimate-class), and projects the real repair cost.

  3. 03

    Hand off the package

    You receive a public-adjuster-ready packet: scope diff, line-item commentary, missing-evidence checklist, projected claim value, and an escalation path.

What the scan catches

Damage the carrier estimate overlooked.

Carriers strip line items, downgrade materials, and miss collateral damage on every file that crosses a desk. Claimhaul is calibrated to find exactly that.

  • Roofing tear-off, underlayment, and ice/water shield omissions
  • Hail bruising on soft metals that doesn’t show in drone imagery
  • Code-upgrade requirements triggered by replaced materials
  • Interior water damage and consequential mold scope
  • Gutter, fascia, soffit, and siding collateral damage
  • ALE and contents under-allowances in the policy
Coverage map · Roof plane E
Stylized example

Detected damage markers

Damage marker Inspected, no flag
Hail-impact hits86%
Missing shingle bundles62%
Torn step flashing48%
Dented gutter apron34%

Insurer lines

14

Flagged gaps

9

Projected add

+$11,420

Who it is for

Four desks, one claimant-side workflow.

01
Homeowners

Ask Claimhaul AI for general guidance about your property claim, or choose a Full Claim Report for a complete scope review against regional pricing.

02
Restoration contractors

Run every inbound loss through Claimhaul before you walk the roof. Catch the line items the carrier stripped, arm your estimator with hard pricing, and stop writing off scope.

03
Public adjusters

Pre-validate every new file before the intake call. Surface underpayments, missing line items, and regional pricing anomalies so the docs you hand to the carrier actually push back.

04
Attorneys

Build a carrier-behavior record on every claim — what was flagged, what was missed, the regional pattern. Better evidence at demand, better briefs in disputed-claim litigation.

Why it gets better

The moat is the dataset.

Every report filed, every underpaid estimate reviewed, every line item the carrier stripped — it all feeds a growing dataset of regional pricing, hail/wind/fire damage patterns, and adjuster behavior. A general-purpose model cannot replicate that.

Regional pricing records

Indexed daily

Carrier behavior by ZIP

Pattern-tracked

Damage-pattern library

Hail, wind, fire, water

Insurer-side tools (Five Sigma’s Clive) optimize for the carrier’s cost. CRM-side tools (Claim Titan, Acculynx) help you run the job. Claimhaul sits on the claimant-side, surfacing recoverable dollars in a market where a meaningful share of claims are routinely underpaid.

Pricing

Choose the right level of claim support.

Start with free Claimhaul AI guidance or choose Pro for AI-assisted photo and document review. Get a complete scope review with the Full Claim Report, or use Claimhaul Pro for a claim workspace built for contractors and public adjusters.

Claimhaul AI — instant claim assistance

General property-claim guidance

Free

$0

  • Ask anything about your claim
Try free guidance

Claimhaul AI

Pro

$15/month

  • AI-assisted photo and document review
  • Line-by-line estimate analysis

For homeowners

Full Claim Report

$99 per claim

  • Complete scope review against regional pricing
  • Insurer estimate vs. projected cost difference
  • Missing-evidence checklist
  • Public-adjuster-ready packet
  • 48-hour turnaround
Most subscribed

For contractors and public adjusters

Claimhaul Pro

$99/month

  • Claim workspace
  • Estimate vs. regional benchmark review
  • Audit trail
  • Downloadable reports

Renews monthly at $99. Cancel by contacting Claimhaul before your next renewal; access continues through the paid period.

FAQ

Straight answers, no fine print.

Still unsure? Email us and we’ll respond the same day.

claimhaul-2@polsia.app

Start with a sample

See what Claimhaul would have caught on your last loss.

Share one photoset and one carrier estimate. We’ll run it through the pipeline and send back a redacted version of what a real report would have looked like — for free.

Browse sample claimsSubmit a tax-preparation request

3 redacted case studies · No sign-up required